FAQs

Do you offer payday loans?

Yes, we offer installment and payday loans in Canada with very low interest rate. In addition, we can help you improve your credit score (if you maintain a good repayment record), which in turn can help you access even cheaper credit, saving a lot of money.

How do I apply for a no refusal loans in Canada?

Applying for a no refusal loans in Canada at Cash one is very simple, quick and secure. You can apply online from your mobile device or personal computer at any time. If you prefer, you can contact one of our friendly advisors and they will be happy to assist you throughout your loan application.

How much can I borrow?

This depends on the strength of your application and your previous history with us. Most first time Cash one borrowers are approved for up to $5000. Returning clients with a good repayment record can often qualify for a higher loan amount, up to $15,000. You can refer to our calculator to get a rough estimate of your payments for various loan amounts.

How long does it take for my loan to be approved?

Once our lender receives all required information and documents, your application can be processed within one business day.

If I have poor credit can I apply for a loan?

Yes. We look at more than just your credit history, because we know anyone can get into financial difficulties. What we look for are responsible borrowers.

What do I need to apply?

• Show employment income
• Provide last 3 months' bank statements (easily done online)
• Provide your valid Canadian ID

In some cases, we may need additional documents and/or a co-signor to strengthen your application.

Do you check my credit score?

Yes, but we look at many other factors when evaluating your application. Your credit score is only a small part of the overall picture. Many of our clients have less than ideal credit history but we are still able to help them.

I have paid off my previous loan, can I apply for a re-loan with Cash one?

Yes. We would be glad to help you if the need arises. Depending on the province of your residence, different rules and policies apply. Please contact with your assign lender for further information.

How do I repay my loan?

Easily. When you apply, you give us authorization to debit your account on the scheduled days. Your payments are then deducted automatically from your account.

Can I repay my loan faster?

Yes, you can payoff your loan anytime you want or make extra payments without any additional fees or penalties

What happens if I miss a payment?

If you know you will miss a payment you should contact with your lender at least 3 business days in advance to discuss alternative arrangements. Otherwise you will be charged an NSF fee. Your bank or financial institution will most likely charge you an NSF fee also. These can add up, so please make sure you contact us as soon as you feel you may have a problem.

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